When I first started Family Friendly Frugality
The main complaint I hear about saving money nowadays is that it is too darn overwhelming to know where to begin. If you have $20,000 in credit card debt, is clipping a few coupons realistically going to make much of an impact to your bottom line? If you are drowning in student loans and house payments, is living within your means even possible?
The answer to all of the above is yes. While the small things you do might not add up to financial freedom, they do make a big difference. Some of them will chip away at your debt or create more wiggle room in a tight budget. Some of them will simply give you more confidence and a self esteem boost, proving to yourself that you can save money!
So I am starting a Make a Change Monday series where I will simply give you one task to work on for the week. You might already be doing it…so you get to skip that week! If not though, try it out and see if it makes a difference! I’ll keep them small manageable changes that don’t require a lot of effort or learning the drugstore game .
This week’s Make A Change Task:
Quit An Expensive Habit
Habits. We all have them.
Some are good.
Like brushing our teeth.
Some are very very bad.
Liking smoking cigarettes.
Often times those bad habits cost us money, too much money to be spending on something that takes away from our quality (and in some cases quantity!) of life.
This week, find a habit that is costing you money and cut it out. If it’s possible, go cold turkey. If that could be detrimental to your health, than start working on a way to wean off of it.
Some examples of expensive habits that could easily save big money if they were elimated:
- Daily coffee or soft drinks runs through the drive-thru
- Drinking alcohol
- Renting movies too often
- Going out to eat too often
- Shopping too often
Some of these habits aren’t necessarily “bad” all on their own, but if they are wreaking havoc on your budget, they need to be eliminated.
This week, pick something that isn’t making your life better and just cut it out!
Previous Make a Change Monday Tasks.