Frugal Mommy Tip: Is Frugality Overrated?

Do you feel like frugality is just overrated? Are you a live for today kind of person? Frugality might seem like a totally foreign concept to you. Delayed gratification in general can be frustrating for someone who enjoys living in the moment. Did you know you can enjoy frugal living no matter how impulsive you are? (or in the case of this frugal mommy…no matter how want-y you are!)

Frugal living isn’t about pinching pennies and being miserable in order to earn some greater reward later. I mean sure, the more frugal you are, the more wealth you can build up long term. That’s not the purpose of frugality though. Frugality is about a lifestyle spent getting the most bang for your buck…it can and should be fun!

What about being spontaneous?

Frugality allows you to be more spontaneous. Think about how often you come across a really fantastic deal, but your financial situation at the time keeps you from taking advantage. Frugality keeps money in the bank, it’s a simple fact. Frugal living as a practice can help the poorest person build up wealth. So next time you see that awesome deal, you have a padded bank account and you can whip out the cash.

Which brings me to another advantage of frugal living; the less you spend, the more you save, the less you have to borrow! Paying in full by cash can become a way of life, rather than some foreign concept that only rich people dabble in.

This sounds very restrictive

It helps to look at the big picture. You’ll still be buying the things you want and need, only you’ll be smarter about it. Rather than paying full price, you’ll seek out ways to make things cheaper. Maybe this means you wait a bit for the item to go on sale. Maybe this means you learn how to do something yourself so you don’t have to spend the money.

You can, and should, still live in the moment. Frugality isn’t about always thinking ten steps ahead. It’s about making smart financial decisions today.

Frugality is, in fact, an underrated means of building up wealth. Why is that? It makes use of the money you already have. Anyone can live a frugal lifestyle and benefit from it, no matter what your initial income is.

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Heather is the creator and owner of Family Friendly Frugality. She calls Texas home and is married to her best friend. With 2 children 22 months apart, she has her hands full. So full that she decided to start blogging as a hobby. That hobby blew up into a full time job. Now she's got the husband, the kids and the blog. We're not exactly sure what she was thinking, but she's too busy for us to ask. Find Me On Google +

4 thoughts on “Frugal Mommy Tip: Is Frugality Overrated?”

  1. I like that my lifestyle is refered to these days as "frugal". My college room mates used to just call me "cheap"!
    Never understood the point of debt, unless it was for something substantial–like a house. And, when that's paid off, I'll be totally free! So, no, frugality is NOT over rated!

  2. LOL, frugality is getting a makeover whether it likes it or not! Yes, it does seem like being "cheap" doesn't carry the same stereotypes that it used to.
    I'm glad for the change though!

  3. Although I am a "live for today" kind of person, I believe that you can never be too frugal.

    I've adopted the lifestyle of simple abundance where the little things in life make me happy . . . not stuff. It makes it easier to be frugal!

    Love this post!

    Have a beautiful day . . . Gina

  4. Definitely not! Frugality is a lifestyle, and once you get used to it, you will never go back.

    Thank you for participating in last week’s Wednesday Window @ Frugality Is Free. I would like to invite you to this week’s The Wednesday Window .

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