Make a Change Monday: You Don’t Deserve It

photo © 2010 kelly | more info (via: Wylio)

When I first started Family Friendly Frugality, I knew I wanted to approach frugal living from a very relaxed and welcoming mindset. I wanted to create a blog about frugal living that didn’t leave people  feeling overwhelmed or less than when they walked away.

The main complaint I hear about saving money nowadays is that it is too darn overwhelming to know where to begin. If you have $20,000 in credit card debt, is clipping a few coupons realistically going to make much of an impact to your bottom line? If you are drowning in student loans and house payments, is living within your means even possible?

The answer to all of the above is  yes. While the small things you do might not add up to financial freedom, they do make a big difference. Some of them will chip away at your debt or create more wiggle room in a tight budget. Some of them will simply give you more confidence and a self esteem boost, proving to yourself that you can save money!

So I am starting a Make a Change Monday series where I will simply give you one task to work on for the week. You might already be doing it…so you get to skip that week! If not though, try it out and see if it makes a difference! I’ll keep them small manageable changes that don’t require a lot of effort or learning the drugstore game .

This week’s Make A Change Task:

You Don’t Deserve It

Everywhere we turn nowadays, we are bombarded with the message that somehow we deserve it. Now, it doesn’t matter what it is and it doesn’t matter if you can even afford it, but somehow for some reason, you deserve it gosh darn it!

The truth is, this sense of entitlement is the reason behind those 4-5-6 figure credit card statements that seem beyond belief.

This week, at least once…make the decision that you don’t deserve it. You can earn it, but you don’t deserve it.

Sometimes a simple change in mindset can make the biggest difference in our finances. Looking at things from a less emotional perspective and moving to a more rational approach can help our financial decisions to become more in line with our budgeting goals. We all deserve great things, that doesn’t mean we can all afford them.

So this week, you don’t deserve it…you earned it.

Be sure to check out previous Make a Change Monday Tasks.