Make a Change Monday: You Don’t Deserve It

photo © 2010 kelly | more info (via: Wylio)

 

When I first started Family Friendly Frugality, I knew I wanted to approach frugal living from a very relaxed and welcoming mindset. I wanted to create a blog about frugal living that didn’t leave people  feeling overwhelmed or less than when they walked away.

The main complaint I hear about saving money nowadays is that it is too darn overwhelming to know where to begin. If you have $20,000 in credit card debt, is clipping a few coupons realistically going to make much of an impact to your bottom line? If you are drowning in student loans and house payments, is living within your means even possible?

The answer to all of the above is  yes. While the small things you do might not add up to financial freedom, they do make a big difference. Some of them will chip away at your debt or create more wiggle room in a tight budget. Some of them will simply give you more confidence and a self esteem boost, proving to yourself that you can save money!

So I am starting a Make a Change Monday series where I will simply give you one task to work on for the week. You might already be doing it…so you get to skip that week! If not though, try it out and see if it makes a difference! I’ll keep them small manageable changes that don’t require a lot of effort or learning the drugstore game .

This week’s Make A Change Task:

You Don’t Deserve It

Everywhere we turn nowadays, we are bombarded with the message that somehow we deserve it. Now, it doesn’t matter what it is and it doesn’t matter if you can even afford it, but somehow for some reason, you deserve it gosh darn it!

The truth is, this sense of entitlement is the reason behind those 4-5-6 figure credit card statements that seem beyond belief.

This week, at least once…make the decision that you don’t deserve it. You can earn it, but you don’t deserve it.

Sometimes a simple change in mindset can make the biggest difference in our finances. Looking at things from a less emotional perspective and moving to a more rational approach can help our financial decisions to become more in line with our budgeting goals. We all deserve great things, that doesn’t mean we can all afford them.

So this week, you don’t deserve it…you earned it.

Be sure to check out previous Make a Change Monday Tasks.

 

Published by

Heather

Heather is the creator and owner of Family Friendly Frugality. She calls Texas home and is married to her best friend. With 2 children 22 months apart, she has her hands full. So full that she decided to start blogging as a hobby. That hobby blew up into a full time job. Now she's got the husband, the kids and the blog. We're not exactly sure what she was thinking, but she's too busy for us to ask. Find Me On Google + View all posts by Heather

4 thoughts on “Make a Change Monday: You Don’t Deserve It”

  1. Brilliant, Heather!

    I finally paid off my $12k in credit card debt last year, but now I’m up to my ears in student loans. I went looking for a new vehicle this weekend because mine decided she’s done working, and I had the opportunity to either get an old 2000 Ford Explorer with 88k miles on it for less than $5k (which I had in the bank) or get a nice new one from a few places with many more miles that were between $5-6k! I was VERY tempted to get the new one with all the gadgets (dvd player, built in GPS, third row, etc.), but I realized that taking on any payment at all would be irrational and would only set me back further.

    I wish we could all (myself included) get back to the basics of living.

    Thanks for this wonderful post/wonderful challenge.

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