If you have not yet signed up with Mint.com, I encourage you to do so! Mint is a free service to help you take control of your finances and stick to your budget.
I first heard about Mint about a year ago from an online friend. I was a bit nervous to input my bank account info into it for awhile, so I opened an account and just kind of looked at it for a few months. I finally got the nerve to input our info and wow! What a wealth of information. To be honest, I’m not sure how they can offer the service for free. You get so much information about your budget and finances, all in an easy to understand format (pie charts, graphs, etc).
Mint.com will tell you exactly how and where you are spending your money. It opened up my eyes to some areas that we really need to work on (we eat out way way too much!), and some areas where we are doing really well!
In the interest of full disclosure, I am an affiliate for Mint.com so I do get a teeny commission if you sign up. I’d be writing about it even if I wasn’t! If you’d rather not sign up through my link, you can go direct to mint.com and sign up.